STUDENT HEALTH INSURANCE POLICY

Long Island University is committed to the health and well being of its students. 

For this reason, LIU has established a class of students who are required to maintain valid health insurance which includes routine, emergency, non-emergency and hospital care in the New York metropolitan area, Nassau and Suffolk counties (Compulsory Students).  Compulsory Students will automatically be billed for the school-sponsored health insurance plan on their bursar account but will have the opportunity to waive this charge by complying with the waiver procedure outlined below. The policy period runs from 8/15-8/15 of each academic year for students enrolled in Fall semester, 1/1-8/15 for newly-enrolled Spring students, and 5/15-8/15 for summer students.  Coverage will remain in effect for the period for which premium has been paid, even if your status as a student changes. Insurance ID cards will be issued after the waiver deadline unless you elect to use the Early Enrollment option described below.

Compulsory Students who are required to maintain medical insurance include:

International Students: Students or scholars engaged in educational activities outside of their home country with applicable Visa status.

Residence Hall Students: Students residing in LIU-owned or leased resident facilities.

Friends World Students: Students enrolled in overseas or domestic Friend’s World programs

Travel Program (Domestic, Abroad) Participants- Students whose course of study involves sponsored travel within or outside the United States.

Intercollegiate Athletes: Students engaged in Intercollegiate Athletics.

Clinical Fieldwork Participants: Students enrolled in one or more of the Academic Programs listed below and who are registered for course(s) which involve fieldwork or experiential training at clinical facilities. Students enrolled in these programs must contact their department advisor to verify their fieldwork status and to obtain a listing of applicable clinical courses.

Art Therapy
Biomedical Technology/Cytology
Clinical Laboratory Technology/Medical Technology
Health Sciences/Health Professions
Mental Health Counseling
MRI Technology
Nursing- Registered Nurse, Nurse Practitioner, Family Nurse Practitioner
Nutrition/Dietician 
Occupational Therapy
Sports Science

All other students (classified as VoluntaryStudents) are encouraged to purchase medical insurance and may do so by following the enrollment procedure outlined below. Voluntary students will be afforded three coverage/ premium options. Policy periods for all coverage options will run 9/1-9/1 for students enrolled in Fall semester, 1/1-9/1 for newly-enrolled Spring students, and 5/15-9/1 for summer students.

INSURANCE WAIVER AND ENROLLMENT PROCEDURES

Please be advised that Long Island University utilizes a web-based approach to the waiver and enrollment processes of the compulsory and voluntary student health insurance plans. In order to waive compulsory enrollment, review benefits and rates, request an early ID card, or enroll in the voluntary school plan, please visit the following Web site:

https://secure.visit-aci.com/enrollment/home/LIU.htm

This is a secure website and the information you provide will be held in strict confidence. 

If you do not have access to the Internet, please contact LIU’s agent, Special Risk Consultants Inc., at 800-322-9901 for further instructions and forms.

TO WAIVE THE LIU INSURANCE CHARGE:

STEP 1 Log on to the above-referenced Web site.
STEP 2 Select the “Waive” button and complete the series of questions which will identify your compulsory status.
STEP 3 Provide the information requested about your current valid coverage.
STEP 4 Upon completion of the waiver process, Print and Retain a receipt evidencing proof that the request for insurance waiver has been received.  In the event of discrepancies, only this receipt will serve as acceptable proof of compliance with the waiver provisions

The Compulsory health insurance fee may be waived only if the student submits proof of other valid coverage

before October 21 for the Fall semester ;
before February 24 for Spring semester. 

No adjustments will be made to your bursar bill unless the waiver is received on or before these deadlines.

Once you have used the plan, you will no longer be eligible to waive the insurance, and you will be responsible for payment of premium.

FAILURE TO COMPLY WITH THE WAIVER PROVISIONS ABOVE WILL RESULT IN THE INSURANCE FEE BEING RETAINED ON YOUR BURSAR BILL AND WILL BE YOUR RESPONSIBILITY.

TO REQUEST EARLY ENROLLMENT:

Log on to the above-referenced website and select the button which identifies your compulsory status. You will be guided through an early enrollment module which allows you to request your ID card prior to the waiver deadline and to download/print a copy of the applicable coverage brochure. Your ID card will be sent to you by mail after verification of your insurance eligibility.

VOLUNTARY STUDENT ENROLLMENT:

Log on to the above-referenced website and select the Voluntary student button. You will be instructed on how to download and print enrollment forms and brochures for each of the three (3) voluntary plan options. Enrollment forms must be returned directly to Special Risk Consultants Inc with payment to the carrier.

If you have any questions regarding benefits, enrollment or waiver processes, please contact Special Risk Consultants Inc. at 800-322-9901.                                                                       

If you have any questions regarding school health insurance requirements, please contact the Risk Management Department of Long Island University at 516-299-2599 or 516-299-2550.