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Top 10 Ways to Get Money for College

Top 10 Ways to Get Money for CollegeA college education is a big investment. Below are some tips from the Office of Financial Assistance at the LIU Post campus to help you get the most financial aid and scholarships. LIU Post holds College Affordability Seminars on Saturday mornings. You don’t even need to be a LIU Post student to attend. You can speak in-person with a financial aid counselor and get advice on paying for college. Call 516-299-2900 or see our admissions calendar at www.liu.edu/cwpost/yes for monthly seminar dates. Parents are welcome!



1. File the Free Application for Federal Student Aid (FAFSA).

It’s FREE and is the first step in applying for funds that can make your college education affordable. Go to www.fafsa.ed.gov. Don’t miss out on free cash. Fill out the FAFSA today.

2. Federal Aid.

The federal government provides more than $80 billion in grants, loans and work-study programs every year. Federal Student Aid programs are the largest source of student aid in the United States. The only way to be considered for Pell Grants, Perkins Loans, Direct Loans and more is by submitting your FAFSA at www.fafsa.ed.gov.

3. State Aid.

Your FAFSA also puts you in consideration for state financial aid programs, such as the New York State Tuition Assistance Program, better known as TAP, and various state scholarships. Visit www.hesc.com for more information.

4. Campus-Based Aid.

LIU Post annually offers over $38 million in school aid. The majority of our awards are renewable for up to four years of undergraduate study. Even if you don't have a high level of financial need, you may be eligible for these scholarships and grants.

5. Market Your Talents.

Did your parent or sibling graduate from the same college you are interested in? Are you an athlete? A talented flute player? Check the requirements for state, school and private talent and performance awards to make sure your application is complete and you don’t miss a deadline or special audition date.

6. See Out Private Scholarships.

Look at private organizations, like your church, the Kiwanis Club, or your parents’ employer. They often have scholarships available that few people apply for because most people don’t know about them. Some private scholarship programs are specifically designed for students who were rejected for federal financial aid, so even if you don't think you'll qualify for federal aid, file the FAFSA.

7. Earn While You Learn.

Paid internships and cooperative education provide more resources to finance your education while allowing you to “try out” a career while still in college. You can graduate with a resume as well as a degree! In addition students are offered many in-campus work opportunities through College Work Study or other part-time employment. For information on LIU Post’s Cooperative Education program, visit www.liu.edu/cwpost/coop.

8. Participate and Get Involved.

There’s much more to college life than schoolwork. Voice your political opinions, work for the environment, or bond with peers who share your interests in music, sports or academics. You’ll grow as a person, learn leadership and earn a nice entry for your resume. Universities and colleges offer clubs and organizations for people willing to take the extra step and get involved. Often times your involvement may have special grant, scholarship or income opportunities associated with it.

9. Tuition Payment Plans.

Once the financial assistance package has been finalized, many families decide to handle the net cost of the student’s annual college bill utilizing a monthly tuition payment plan program. These programs usually have an annual participation fee, do not charge interest and some offer insurance.

10. It’s Never Too Late to Save.

Saving for college should always continue for students even during their college experience. Saving money from summer earnings and intersession work can assist with paying for both direct and indirect anticipated costs such as personal items, books, and transportation. Students should always look for ways to save money through book sales and buy-back programs. Savings can also come in the form of tax credits like the Hope Scholarship, Lifetime Learning Credit and New York State Tuition Tax/Credit Deduction, so be sure to keep good records of out-of-pocket tuition costs.